Cost of Living in Clay County, MN

Modeled annual cost: $43,517.

Median family income: $105,824.

Affordability Snapshot

MN County Median

$44,541

State Rank

62thMost expensive counties in MN out of 87See Minnesota county rankings

Median Income

$105,824

Location Type

Metro

Biggest category:

Transport is the biggest expense in Clay County, MN.

$13,569 per year.

Cost breakdown

Total

$43,517

Per year

  • Transport:$13,569
  • Housing:$8,826
  • Taxes:$7,950
  • Healthcare:$4,822
  • Food:$4,281
  • Other Costs:$4,069
  • Childcare:$0

* Percentages may not add up to 100% due to rounding.

See how Clay County, MN compares across the country.

Explore our cost of living interactive map to compare Clay County, MN with multiple counties in the United States.

How WatchPennies calculates salary needed
Cost of Living in Clay County, MN (2026)