Cost of Living in Garrard County, KY

Modeled annual cost: $43,487.

Median family income: $70,488.

Affordability Snapshot

KY County Median

$42,589

State Rank

39thMost expensive counties in KY out of 120See Kentucky county rankings

Median Income

$70,488

Location Type

Not Metropolitan

Biggest category:

Transport is the biggest expense in Garrard County, KY.

$14,398 per year.

Cost breakdown

Total

$43,487

Per year

  • Transport:$14,398
  • Taxes:$8,685
  • Housing:$7,764
  • Healthcare:$5,149
  • Food:$3,877
  • Other Costs:$3,614
  • Childcare:$0

* Percentages may not add up to 100% due to rounding.

Cheaper counties in Kentucky

1Bourbon County, KY
$40,156
2Rowan County, KY
$40,227
3Lawrence County, KY
$40,315
4Lewis County, KY
$40,399
5Morgan County, KY
$40,554

Popular comparisons in Kentucky

See how Garrard County, KY compares across the country.

Explore our cost of living interactive map to compare Garrard County, KY with multiple counties in the United States.

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Cost of Living in Garrard County, KY (2026)