Cost of Living in Okaloosa County, FL

Modeled annual cost: $52,016.

Median family income: $96,567.

Affordability Snapshot

FL County Median

$49,359

State Rank

24thMost expensive counties in FL out of 67See Florida county rankings

Median Income

$96,567

Location Type

Metro

Biggest category:

Housing is the biggest expense in Okaloosa County, FL.

$14,616 per year.

Cost breakdown

Total

$52,016

Per year

  • Housing:$14,616
  • Transport:$12,573
  • Taxes:$8,338
  • Healthcare:$6,130
  • Other Costs:$5,917
  • Food:$4,442
  • Childcare:$0

* Percentages may not add up to 100% due to rounding.

Cheaper counties in Florida

1Jackson County, FL
$41,306
2Madison County, FL
$41,905
3Jefferson County, FL
$42,260
4Dixie County, FL
$42,386
5Putnam County, FL
$42,462

Popular comparisons in Florida

See how Okaloosa County, FL compares across the country.

Explore our cost of living interactive map to compare Okaloosa County, FL with multiple counties in the United States.

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Cost of Living in Okaloosa County, FL (2026)