Cost of Living in Schenectady County, NY

Modeled annual cost: $52,116.

Median family income: $98,882.

Affordability Snapshot

NY County Median

$50,878

State Rank

26thMost expensive counties in NY out of 62See New York county rankings

Median Income

$98,882

Location Type

Metro

Biggest category:

Transport is the biggest expense in Schenectady County, NY.

$12,896 per year.

Cost breakdown

Total

$52,116

Per year

  • Transport:$12,896
  • Housing:$12,112
  • Taxes:$10,677
  • Healthcare:$6,970
  • Other Costs:$5,111
  • Food:$4,350
  • Childcare:$0

* Percentages may not add up to 100% due to rounding.

Cheaper counties in New York

1Chautauqua County, NY
$43,876
2Cattaraugus County, NY
$45,441
3Franklin County, NY
$45,987
4Allegany County, NY
$46,204
5Genesee County, NY
$46,380

Popular comparisons in New York

See how Schenectady County, NY compares across the country.

Explore our cost of living interactive map to compare Schenectady County, NY with multiple counties in the United States.

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Cost of Living in Schenectady County, NY (2026)