Cost of Living in Shelby County, KY

Modeled annual cost: $49,554.

Median family income: $97,901.

Affordability Snapshot

KY County Median

$42,589

State Rank

4thMost expensive counties in KY out of 120See Kentucky county rankings

Median Income

$97,901

Location Type

Metro

Biggest category:

Transport is the biggest expense in Shelby County, KY.

$14,253 per year.

Cost breakdown

Total

$49,554

Per year

  • Transport:$14,253
  • Housing:$11,148
  • Taxes:$10,183
  • Healthcare:$5,277
  • Other Costs:$4,701
  • Food:$3,992
  • Childcare:$0

* Percentages may not add up to 100% due to rounding.

Cheaper counties in Kentucky

1Bourbon County, KY
$40,156
2Rowan County, KY
$40,227
3Lawrence County, KY
$40,315
4Lewis County, KY
$40,399
5Morgan County, KY
$40,554

Popular comparisons in Kentucky

See how Shelby County, KY compares across the country.

Explore our cost of living interactive map to compare Shelby County, KY with multiple counties in the United States.

Use the Cost of Living Map Launch WatchPennies cost of living map
How WatchPennies calculates salary needed
Cost of Living in Shelby County, KY (2026)