Cost of Living in Spencer County, IN

Modeled annual cost: $42,328.

Median family income: $95,217.

Affordability Snapshot

IN County Median

$42,456

State Rank

50thMost expensive counties in IN out of 92See Indiana county rankings

Median Income

$95,217

Location Type

Not Metropolitan

Biggest category:

Transport is the biggest expense in Spencer County, IN.

$14,682 per year.

Cost breakdown

Total

$42,328

Per year

  • Transport:$14,682
  • Taxes:$7,668
  • Housing:$7,632
  • Healthcare:$4,910
  • Food:$3,865
  • Other Costs:$3,570
  • Childcare:$0

* Percentages may not add up to 100% due to rounding.

See how Spencer County, IN compares across the country.

Explore our cost of living interactive map to compare Spencer County, IN with multiple counties in the United States.

How WatchPennies calculates salary needed
Cost of Living in Spencer County, IN (2026)