Massachusetts Cost of Living by County

Compare annual cost of living, median household income, affordability, and major expense drivers across Massachusetts counties. These estimates are based on a single adult household with no children. Cost rank for each county in Massachusetts are rated from highest modeled total costs to lowest.

Counties tracked:

14Across Massachusetts

Median Household Income:

$120,510In Massachusetts

Median Annual Cost:

$64,576Across Massachusetts

Most Expensive County:

Nantucket County, MA $90,967

Most Affordable County:

Hampden County, MA$48,361

State National Rank

#3Most expensive state across the U.S.Out of 50 states plus D.C.

Barnstable County, MA

Cost Rank: 6 / 14
Metro

Modeled annual cost:

$69,386

Median Household Income:

$124,037

Cost / Income ratio :

55.9%

Housing 30%
Food 8%
Transport 19%
Healthcare 8%
Other Costs 12%
Taxes 23%

Biggest category: Housing$20,868

Cheaper Alternatives: Hampden County, MAFranklin County, MA

Berkshire County, MA

Cost Rank: 12 / 14
Metro

Modeled annual cost:

$52,415

Median Household Income:

$95,050

Cost / Income ratio :

55.1%

Housing 25%
Food 9%
Transport 25%
Healthcare 10%
Other Costs 11%
Taxes 20%

Biggest category: Housing$13,243

Cheaper Alternatives: Hampden County, MA

Bristol County, MA

Cost Rank: 11 / 14
Metro

Modeled annual cost:

$52,823

Median Household Income:

$107,459

Cost / Income ratio :

49.2%

Housing 28%
Food 8%
Transport 23%
Healthcare 9%
Other Costs 11%
Taxes 20%

Biggest category: Housing$14,921

Cheaper Alternatives: Hampden County, MA

Dukes County, MA

Cost Rank: 5 / 14
Non-Metro

Modeled annual cost:

$73,127

Median Household Income:

$141,907

Cost / Income ratio :

51.5%

Housing 28%
Food 8%
Transport 20%
Healthcare 9%
Other Costs 11%
Taxes 24%

Biggest category: Housing$20,412

Cheaper Alternatives: Hampden County, MAFranklin County, MA

Essex County, MA

Cost Rank: 8 / 14
Metro

Modeled annual cost:

$62,616

Median Household Income:

$125,134

Cost / Income ratio :

50.0%

Housing 30%
Food 8%
Transport 20%
Healthcare 8%
Other Costs 12%
Taxes 22%

Biggest category: Housing$19,061

Cheaper Alternatives: Hampden County, MAFranklin County, MA

Franklin County, MA

Cost Rank: 13 / 14
Non-Metro

Modeled annual cost:

$52,147

Median Household Income:

$96,152

Cost / Income ratio :

54.2%

Housing 25%
Food 9%
Transport 26%
Healthcare 10%
Other Costs 10%
Taxes 20%

Biggest category: Transport$13,480

Cheaper Alternatives:

Hampden County, MA

Cost Rank: 14 / 14
Metro

Modeled annual cost:

$48,361

Median Household Income:

$89,744

Cost / Income ratio :

53.9%

Housing 25%
Food 9%
Transport 25%
Healthcare 11%
Other Costs 11%
Taxes 20%

Biggest category: Housing$12,065

Cheaper Alternatives:

Hampshire County, MA

Cost Rank: 10 / 14
Metro

Modeled annual cost:

$55,758

Median Household Income:

$116,070

Cost / Income ratio :

48.0%

Housing 26%
Food 9%
Transport 24%
Healthcare 9%
Other Costs 11%
Taxes 21%

Biggest category: Housing$14,544

Cheaper Alternatives: Hampden County, MAFranklin County, MA

Middlesex County, MA

Cost Rank: 4 / 14
Metro

Modeled annual cost:

$78,681

Median Household Income:

$160,640

Cost / Income ratio :

49.0%

Housing 34%
Food 6%
Transport 16%
Healthcare 6%
Other Costs 13%
Taxes 24%

Biggest category: Housing$26,884

Cheaper Alternatives: Hampden County, MAFranklin County, MA

Nantucket County, MA

Cost Rank: 1 / 14
Non-Metro

Modeled annual cost:

$90,967

Median Household Income:

$151,336

Cost / Income ratio :

60.1%

Housing 30%
Food 7%
Transport 17%
Healthcare 8%
Other Costs 11%
Taxes 26%

Biggest category: Housing$27,576

Cheaper Alternatives: Hampden County, MAFranklin County, MA

Norfolk County, MA

Cost Rank: 2 / 14
Metro

Modeled annual cost:

$84,392

Median Household Income:

$163,845

Cost / Income ratio :

51.5%

Housing 35%
Food 6%
Transport 16%
Healthcare 6%
Other Costs 13%
Taxes 25%

Biggest category: Housing$29,195

Cheaper Alternatives: Hampden County, MAFranklin County, MA

Plymouth County, MA

Cost Rank: 7 / 14
Metro

Modeled annual cost:

$66,536

Median Household Income:

$133,494

Cost / Income ratio :

49.8%

Housing 30%
Food 7%
Transport 21%
Healthcare 7%
Other Costs 12%
Taxes 23%

Biggest category: Housing$20,011

Cheaper Alternatives: Hampden County, MAFranklin County, MA

Suffolk County, MA

Cost Rank: 3 / 14
Metro

Modeled annual cost:

$81,765

Median Household Income:

$110,193

Cost / Income ratio :

74.2%

Housing 34%
Food 6%
Transport 16%
Healthcare 6%
Other Costs 13%
Taxes 25%

Biggest category: Housing$27,925

Cheaper Alternatives: Hampden County, MAFranklin County, MA

Worcester County, MA

Cost Rank: 9 / 14
Metro

Modeled annual cost:

$57,659

Median Household Income:

$116,982

Cost / Income ratio :

49.3%

Housing 28%
Food 8%
Transport 23%
Healthcare 9%
Other Costs 11%
Taxes 21%

Biggest category: Housing$16,350

Cheaper Alternatives: Hampden County, MAFranklin County, MA

* Some counties might be unavailable