King County, WA vs Ferry County, WA: Cost of Living Difference

Is it cheaper?

Ferry County, WA is cheaper than King County, WA.

Moving to Ferry County, WA is estimated to save $32,025 per year.

Cheaper cost of living

Cheaper County

Ferry County, WASave about $32,025 per year.

Salary needed

$50,000 in King County, WA is about $28,200 in Ferry County, WA.

Biggest drivers

Transport increases by $3,102 per year. Housing saves $19,537 per year.

Housing: $19,537 lower in Ferry County, WA

Taxes: $8,084 lower in Ferry County, WA

Childcare: about the same in both counties

Healthcare: $32 lower in Ferry County, WA

Food: $1,073 lower in Ferry County, WA

Transport: $3,102 higher in Ferry County, WA

King County, WAFerry County, WA
Equivalent salary in Ferry County, WA
$28,200
-43.6% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in King County, WA: $154,490
Median Income in Ferry County, WA: $74,688
Living Index in King County, WA 47.55%
Living Index in Ferry County, WA 55.47%

This estimate matches your purchasing power (equivalent salary) when moving from King County, WA to Ferry County, WA.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from King County, WA to Ferry County, WA is estimated to save $32,025 per year. A $50,000 salary in King County, WA would have similar purchasing power to about $28,200 in Ferry County, WA. The largest savings come from housing and taxes.

This is a -43.6% decrease in modeled annual costs. Housing is $19,537 per year lower (-71.4%); Taxes is $8,084 per year lower (-56.37%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between King County, WA and Ferry County, WA, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in King County, WA would need to be about $28,200 in Ferry County, WA, or $21,800 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 47.5% of median family income in King County, WA and 55.5% in Ferry County, WA. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $19,537 per year lower in Ferry County, WA than in King County, WA. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Ferry County, WA changes their baseline budget.

Food

Food is $1,073 per year lower in Ferry County, WA than in King County, WA. Food costs affect weekly cash flow, so even a smaller annual gap in Ferry County, WA can show up quickly for households that cook most meals at home.

Transportation

Transportation is $3,102 per year higher in Ferry County, WA than in King County, WA. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Ferry County, WA.

Healthcare

Healthcare is $32 per year lower in Ferry County, WA than in King County, WA. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Ferry County, WA changes provider networks or plan options.

Other necessities

Other necessities is $6,399 per year lower in Ferry County, WA than in King County, WA. Other necessities cover everyday basics, so changes in Ferry County, WA help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in King County, WA and Ferry County, WA, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Ferry County, WA, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $8,084 per year lower in Ferry County, WA than in King County, WA. Taxes affect take-home pay, so the gap in Ferry County, WA matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Ferry County, WA.

Biggest Cost
Largest annual cost increase when moving to Ferry County, WA
Annual Increase:

$3,102 per year

TRANSPORT has the largest annual increase when moving to Ferry County, WA.

Biggest Savings
Largest annual savings when moving to Ferry County, WA
Annual Savings:

$19,537 per year

HOUSING has the largest annual savings when moving to Ferry County, WA.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-71% lower
Food-21% lower
Transport27% higher
Healthcare-1% lower
Other Costs-63% lower
Childcare0% higher
Taxes-56% lower

In Ferry County, WA, modeled annual costs are $41,430 compared with $73,455 in King County, WA.

Overall, annual costs are lower in Ferry County, WA. The category breakdown above shows where the move creates the most room in the budget.

In this case Ferry County, WA is not a metropolitan location, while King County, WA is a metropolitan location.

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Cost of living methodology and data sources
King County, WA vs Ferry County, WA Cost of Living (2026)