Montgomery County, MD vs Clark County, NV: Cost of Living Difference

Is it cheaper?

Clark County, NV is cheaper than Montgomery County, MD.

Moving to Clark County, NV is estimated to save $20,794 per year.

Cheaper cost of living

Cheaper County

Clark County, NVSave about $20,794 per year.

Salary needed

$50,000 in Montgomery County, MD is about $35,600 in Clark County, NV.

Biggest drivers

Healthcare increases by $635 per year. Taxes saves $8,785 per year.

Housing: $8,776 lower in Clark County, NV

Taxes: $8,785 lower in Clark County, NV

Childcare: about the same in both counties

Healthcare: $635 higher in Clark County, NV

Food: $946 lower in Clark County, NV

Transport: $97 higher in Clark County, NV

Montgomery County, MDClark County, NV
Equivalent salary in Clark County, NV
$35,600
-28.8% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Montgomery County, MD: $158,399
Median Income in Clark County, NV: $86,678
Living Index in Montgomery County, MD 45.58%
Living Index in Clark County, NV 59.31%

This estimate matches your purchasing power (equivalent salary) when moving from Montgomery County, MD to Clark County, NV.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Montgomery County, MD to Clark County, NV is estimated to save $20,794 per year. A $50,000 salary in Montgomery County, MD would have similar purchasing power to about $35,600 in Clark County, NV. The largest savings come from taxes and housing.

This is a -28.8% decrease in modeled annual costs. Taxes is $8,785 per year lower (-51.67%); Housing is $8,776 per year lower (-35.72%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Montgomery County, MD and Clark County, NV, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Montgomery County, MD would need to be about $35,600 in Clark County, NV, or $14,400 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 45.6% of median family income in Montgomery County, MD and 59.3% in Clark County, NV. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $8,776 per year lower in Clark County, NV than in Montgomery County, MD. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Clark County, NV changes their baseline budget.

Food

Food is $946 per year lower in Clark County, NV than in Montgomery County, MD. Food costs affect weekly cash flow, so even a smaller annual gap in Clark County, NV can show up quickly for households that cook most meals at home.

Transportation

Transportation is $97 per year higher in Clark County, NV than in Montgomery County, MD. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Clark County, NV.

Healthcare

Healthcare is $635 per year higher in Clark County, NV than in Montgomery County, MD. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Clark County, NV changes provider networks or plan options.

Other necessities

Other necessities is $3,019 per year lower in Clark County, NV than in Montgomery County, MD. Other necessities cover everyday basics, so changes in Clark County, NV help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Montgomery County, MD and Clark County, NV, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Clark County, NV, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $8,785 per year lower in Clark County, NV than in Montgomery County, MD. Taxes affect take-home pay, so the gap in Clark County, NV matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Clark County, NV.

Biggest Cost
Largest annual cost increase when moving to Clark County, NV
Annual Increase:

$635 per year

HEALTHCARE has the largest annual increase when moving to Clark County, NV.

Biggest Savings
Largest annual savings when moving to Clark County, NV
Annual Savings:

$8,785 per year

TAXES has the largest annual savings when moving to Clark County, NV.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-36% lower
Food-18% lower
Transport1% higher
Healthcare15% higher
Other Costs-33% lower
Childcare0% higher
Taxes-52% lower

In Clark County, NV, modeled annual costs are $51,409 compared with $72,203 in Montgomery County, MD.

Overall, annual costs are lower in Clark County, NV. The category breakdown above shows where the move creates the most room in the budget.

In this case Clark County, NV and Montgomery County, MD are both metropolitan locations.

Use our map to visually compare multiple counties at once.

View county cost breakdowns

See county rankings

City housing context

Compare nearby counties

Cost of living methodology and data sources
Montgomery County, MD vs Clark County, NV Cost of Living (2026)