Montgomery County, PA vs Blair County, PA: Cost of Living Difference

Is it cheaper?

Blair County, PA is cheaper than Montgomery County, PA.

Moving to Blair County, PA is estimated to save $19,533 per year.

Cheaper cost of living

Cheaper County

Blair County, PASave about $19,533 per year.

Salary needed

$50,000 in Montgomery County, PA is about $33,690 in Blair County, PA.

Biggest drivers

Healthcare increases by $278 per year. Housing saves $9,938 per year.

Housing: $9,938 lower in Blair County, PA

Taxes: $4,957 lower in Blair County, PA

Childcare: about the same in both counties

Healthcare: $278 higher in Blair County, PA

Food: $831 lower in Blair County, PA

Transport: $743 lower in Blair County, PA

Montgomery County, PABlair County, PA
Equivalent salary in Blair County, PA
$33,690
-32.62% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Montgomery County, PA: $140,263
Median Income in Blair County, PA: $83,069
Living Index in Montgomery County, PA 42.69%
Living Index in Blair County, PA 48.58%

This estimate matches your purchasing power (equivalent salary) when moving from Montgomery County, PA to Blair County, PA.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Montgomery County, PA to Blair County, PA is estimated to save $19,533 per year. A $50,000 salary in Montgomery County, PA would have similar purchasing power to about $33,690 in Blair County, PA. The largest savings come from housing and taxes.

This is a -32.62% decrease in modeled annual costs. Housing is $9,938 per year lower (-53.22%); Taxes is $4,957 per year lower (-40.47%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Montgomery County, PA and Blair County, PA, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Montgomery County, PA would need to be about $33,690 in Blair County, PA, or $16,310 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 42.7% of median family income in Montgomery County, PA and 48.6% in Blair County, PA. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $9,938 per year lower in Blair County, PA than in Montgomery County, PA. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Blair County, PA changes their baseline budget.

Food

Food is $831 per year lower in Blair County, PA than in Montgomery County, PA. Food costs affect weekly cash flow, so even a smaller annual gap in Blair County, PA can show up quickly for households that cook most meals at home.

Transportation

Transportation is $743 per year lower in Blair County, PA than in Montgomery County, PA. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Blair County, PA.

Healthcare

Healthcare is $278 per year higher in Blair County, PA than in Montgomery County, PA. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Blair County, PA changes provider networks or plan options.

Other necessities

Other necessities is $3,343 per year lower in Blair County, PA than in Montgomery County, PA. Other necessities cover everyday basics, so changes in Blair County, PA help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Montgomery County, PA and Blair County, PA, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Blair County, PA, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $4,957 per year lower in Blair County, PA than in Montgomery County, PA. Taxes affect take-home pay, so the gap in Blair County, PA matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Blair County, PA.

Biggest Cost
Largest annual cost increase when moving to Blair County, PA
Annual Increase:

$278 per year

HEALTHCARE has the largest annual increase when moving to Blair County, PA.

Biggest Savings
Largest annual savings when moving to Blair County, PA
Annual Savings:

$9,938 per year

HOUSING has the largest annual savings when moving to Blair County, PA.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-53% lower
Food-17% lower
Transport-6% lower
Healthcare7% higher
Other Costs-46% lower
Childcare0% higher
Taxes-40% lower

In Blair County, PA, modeled annual costs are $40,352 compared with $59,885 in Montgomery County, PA.

Overall, annual costs are lower in Blair County, PA. The category breakdown above shows where the move creates the most room in the budget.

In this case Blair County, PA and Montgomery County, PA are both metropolitan locations.

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Cost of living methodology and data sources
Montgomery County, PA vs Blair County, PA Cost of Living (2026)