Salary needed
A $50,000 salary in St. Johns County, FL would need to be about $33,245 in Levy County, FL, or $16,755 less, to match the modeled cost ratio.
St. Johns County, FL vs Levy County, FL: Cost of Living Difference
Is it cheaper?
Levy County, FL is cheaper than St. Johns County, FL.
Moving to Levy County, FL is estimated to save $21,646 per year.
Cheaper County
Levy County, FLSave about $21,646 per year.Salary needed
$50,000 in St. Johns County, FL is about $33,245 in Levy County, FL.
Biggest drivers
Healthcare increases by $298 per year. Housing saves $11,858 per year.
Housing: $11,858 lower in Levy County, FL
Taxes: $5,174 lower in Levy County, FL
Childcare: about the same in both counties
Healthcare: $298 higher in Levy County, FL
Food: $923 lower in Levy County, FL
Transport: $21 lower in Levy County, FL
St. Johns County, FL→Levy County, FL
Equivalent salary in Levy County, FL
$33,245
-33.51% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in St. Johns County, FL: $126,912
Median Income in Levy County, FL: $62,308
Living Index in St. Johns County, FL 50.90%
Living Index in Levy County, FL 68.94%
This estimate matches your purchasing power (equivalent salary) when moving from St. Johns County, FL to Levy County, FL.
* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.
Cost of Living Breakdown by Category
Summary
Moving from St. Johns County, FL to Levy County, FL is estimated to save $21,646 per year. A $50,000 salary in St. Johns County, FL would have similar purchasing power to about $33,245 in Levy County, FL. The largest savings come from housing and taxes.
This is a -33.51% decrease in modeled annual costs. Housing is $11,858 per year lower (-57.61%); Taxes is $5,174 per year lower (-44.11%).
Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.
Why this comparison matters
These notes use the actual annual cost differences between St. Johns County, FL and Levy County, FL, so the page highlights the budget tradeoffs behind the total.
Affordability vs median income
Modeled annual costs equal about 50.9% of median family income in St. Johns County, FL and 68.9% in Levy County, FL. This matters because a cheaper county can still feel tight if typical local incomes are also lower.
Housing
Housing is $11,858 per year lower in Levy County, FL than in St. Johns County, FL. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Levy County, FL changes their baseline budget.
Food
Food is $923 per year lower in Levy County, FL than in St. Johns County, FL. Food costs affect weekly cash flow, so even a smaller annual gap in Levy County, FL can show up quickly for households that cook most meals at home.
Transportation
Transportation is $21 per year lower in Levy County, FL than in St. Johns County, FL. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Levy County, FL.
Healthcare
Healthcare is $298 per year higher in Levy County, FL than in St. Johns County, FL. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Levy County, FL changes provider networks or plan options.
Other necessities
Other necessities is $3,968 per year lower in Levy County, FL than in St. Johns County, FL. Other necessities cover everyday basics, so changes in Levy County, FL help explain the non-housing costs that can quietly add up month after month.
Childcare
Childcare is about the same in St. Johns County, FL and Levy County, FL, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Levy County, FL, this line can swing the result even when housing or taxes look manageable.
Taxes
Taxes is $5,174 per year lower in Levy County, FL than in St. Johns County, FL. Taxes affect take-home pay, so the gap in Levy County, FL matters even if the headline salary looks similar before deductions.
What changed the most?
The following cards show the annual category differences that most affect the move to Levy County, FL.
Biggest Cost
Largest annual cost increase when moving to Levy County, FL
Annual Increase:
$298 per year
HEALTHCARE has the largest annual increase when moving to Levy County, FL.
Biggest Savings
Largest annual savings when moving to Levy County, FL
Annual Savings:
$11,858 per year
HOUSING has the largest annual savings when moving to Levy County, FL.
Breakdown of price percentages per category.
Numbers are average costs per section.
| Category | Difference | |
|---|---|---|
| Housing | -58% lower | |
| Food | -18% lower | |
| Transport | -0% higher | |
| Healthcare | 5% higher | |
| Other Costs | -50% lower | |
| Childcare | 0% higher | |
| Taxes | -44% lower |
In Levy County, FL, modeled annual costs are $42,958 compared with $64,604 in St. Johns County, FL.
Overall, annual costs are lower in Levy County, FL. The category breakdown above shows where the move creates the most room in the budget.
In this case Levy County, FL is not a metropolitan location, while St. Johns County, FL is a metropolitan location.
Use our map to visually compare multiple counties at once.
