Salary needed
A $50,000 salary in Stafford County, VA would need to be about $27,315 in Smyth County, VA, or $22,685 less, to match the modeled cost ratio.
Stafford County, VA vs Smyth County, VA: Cost of Living Difference
Is it cheaper?
Smyth County, VA is cheaper than Stafford County, VA.
Moving to Smyth County, VA is estimated to save $33,374 per year.
Cheaper County
Smyth County, VASave about $33,374 per year.Salary needed
$50,000 in Stafford County, VA is about $27,315 in Smyth County, VA.
Biggest drivers
Healthcare increases by $185 per year. Housing saves $16,290 per year.
Housing: $16,290 lower in Smyth County, VA
Taxes: $10,232 lower in Smyth County, VA
Childcare: about the same in both counties
Healthcare: $185 higher in Smyth County, VA
Food: $554 lower in Smyth County, VA
Transport: $1,255 lower in Smyth County, VA
Stafford County, VA→Smyth County, VA
Equivalent salary in Smyth County, VA
$27,315
-45.37% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Stafford County, VA: $148,238
Median Income in Smyth County, VA: $64,737
Living Index in Stafford County, VA 49.62%
Living Index in Smyth County, VA 62.07%
This estimate matches your purchasing power (equivalent salary) when moving from Stafford County, VA to Smyth County, VA.
* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.
Cost of Living Breakdown by Category
Summary
Moving from Stafford County, VA to Smyth County, VA is estimated to save $33,374 per year. A $50,000 salary in Stafford County, VA would have similar purchasing power to about $27,315 in Smyth County, VA. The largest savings come from housing and taxes.
This is a -45.37% decrease in modeled annual costs. Housing is $16,290 per year lower (-69.92%); Taxes is $10,232 per year lower (-57.04%).
Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.
Why this comparison matters
These notes use the actual annual cost differences between Stafford County, VA and Smyth County, VA, so the page highlights the budget tradeoffs behind the total.
Affordability vs median income
Modeled annual costs equal about 49.6% of median family income in Stafford County, VA and 62.1% in Smyth County, VA. This matters because a cheaper county can still feel tight if typical local incomes are also lower.
Housing
Housing is $16,290 per year lower in Smyth County, VA than in Stafford County, VA. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Smyth County, VA changes their baseline budget.
Food
Food is $554 per year lower in Smyth County, VA than in Stafford County, VA. Food costs affect weekly cash flow, so even a smaller annual gap in Smyth County, VA can show up quickly for households that cook most meals at home.
Transportation
Transportation is $1,255 per year lower in Smyth County, VA than in Stafford County, VA. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Smyth County, VA.
Healthcare
Healthcare is $185 per year higher in Smyth County, VA than in Stafford County, VA. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Smyth County, VA changes provider networks or plan options.
Other necessities
Other necessities is $5,229 per year lower in Smyth County, VA than in Stafford County, VA. Other necessities cover everyday basics, so changes in Smyth County, VA help explain the non-housing costs that can quietly add up month after month.
Childcare
Childcare is about the same in Stafford County, VA and Smyth County, VA, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Smyth County, VA, this line can swing the result even when housing or taxes look manageable.
Taxes
Taxes is $10,232 per year lower in Smyth County, VA than in Stafford County, VA. Taxes affect take-home pay, so the gap in Smyth County, VA matters even if the headline salary looks similar before deductions.
What changed the most?
The following cards show the annual category differences that most affect the move to Smyth County, VA.
Biggest Cost
Largest annual cost increase when moving to Smyth County, VA
Annual Increase:
$185 per year
HEALTHCARE has the largest annual increase when moving to Smyth County, VA.
Biggest Savings
Largest annual savings when moving to Smyth County, VA
Annual Savings:
$16,290 per year
HOUSING has the largest annual savings when moving to Smyth County, VA.
Breakdown of price percentages per category.
Numbers are average costs per section.
| Category | Difference | |
|---|---|---|
| Housing | -70% lower | |
| Food | -12% lower | |
| Transport | -9% lower | |
| Healthcare | 4% higher | |
| Other Costs | -61% lower | |
| Childcare | 0% higher | |
| Taxes | -57% lower |
In Smyth County, VA, modeled annual costs are $40,184 compared with $73,558 in Stafford County, VA.
Overall, annual costs are lower in Smyth County, VA. The category breakdown above shows where the move creates the most room in the budget.
In this case Smyth County, VA is not a metropolitan location, while Stafford County, VA is a metropolitan location.
Use our map to visually compare multiple counties at once.
