Salary needed
A $50,000 salary in Summit County, CO would need to be about $33,305 in Costilla County, CO, or $16,695 less, to match the modeled cost ratio.
Summit County, CO vs Costilla County, CO: Cost of Living Difference
Is it cheaper?
Costilla County, CO is cheaper than Summit County, CO.
Moving to Costilla County, CO is estimated to save $23,324 per year.
Cheaper County
Costilla County, COSave about $23,324 per year.Salary needed
$50,000 in Summit County, CO is about $33,305 in Costilla County, CO.
Biggest drivers
Healthcare increases by $50 per year. Housing saves $10,368 per year.
Housing: $10,368 lower in Costilla County, CO
Taxes: $7,048 lower in Costilla County, CO
Childcare: about the same in both counties
Healthcare: $50 higher in Costilla County, CO
Food: $727 lower in Costilla County, CO
Transport: $1,787 lower in Costilla County, CO
Summit County, CO→Costilla County, CO
Equivalent salary in Costilla County, CO
$33,305
-33.39% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Summit County, CO: $129,246
Median Income in Costilla County, CO: $55,491
Living Index in Summit County, CO 54.04%
Living Index in Costilla County, CO 83.83%
This estimate matches your purchasing power (equivalent salary) when moving from Summit County, CO to Costilla County, CO.
* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.
Cost of Living Breakdown by Category
Summary
Moving from Summit County, CO to Costilla County, CO is estimated to save $23,324 per year. A $50,000 salary in Summit County, CO would have similar purchasing power to about $33,305 in Costilla County, CO. The largest savings come from housing and taxes.
This is a -33.39% decrease in modeled annual costs. Housing is $10,368 per year lower (-55%); Taxes is $7,048 per year lower (-44.77%).
Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.
Why this comparison matters
These notes use the actual annual cost differences between Summit County, CO and Costilla County, CO, so the page highlights the budget tradeoffs behind the total.
Affordability vs median income
Modeled annual costs equal about 54.0% of median family income in Summit County, CO and 83.8% in Costilla County, CO. This matters because a cheaper county can still feel tight if typical local incomes are also lower.
Housing
Housing is $10,368 per year lower in Costilla County, CO than in Summit County, CO. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Costilla County, CO changes their baseline budget.
Food
Food is $727 per year lower in Costilla County, CO than in Summit County, CO. Food costs affect weekly cash flow, so even a smaller annual gap in Costilla County, CO can show up quickly for households that cook most meals at home.
Transportation
Transportation is $1,787 per year lower in Costilla County, CO than in Summit County, CO. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Costilla County, CO.
Healthcare
Healthcare is $50 per year higher in Costilla County, CO than in Summit County, CO. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Costilla County, CO changes provider networks or plan options.
Other necessities
Other necessities is $3,445 per year lower in Costilla County, CO than in Summit County, CO. Other necessities cover everyday basics, so changes in Costilla County, CO help explain the non-housing costs that can quietly add up month after month.
Childcare
Childcare is about the same in Summit County, CO and Costilla County, CO, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Costilla County, CO, this line can swing the result even when housing or taxes look manageable.
Taxes
Taxes is $7,048 per year lower in Costilla County, CO than in Summit County, CO. Taxes affect take-home pay, so the gap in Costilla County, CO matters even if the headline salary looks similar before deductions.
What changed the most?
The following cards show the annual category differences that most affect the move to Costilla County, CO.
Biggest Cost
Largest annual cost increase when moving to Costilla County, CO
Annual Increase:
$50 per year
HEALTHCARE has the largest annual increase when moving to Costilla County, CO.
Biggest Savings
Largest annual savings when moving to Costilla County, CO
Annual Savings:
$10,368 per year
HOUSING has the largest annual savings when moving to Costilla County, CO.
Breakdown of price percentages per category.
Numbers are average costs per section.
| Category | Difference | |
|---|---|---|
| Housing | -55% lower | |
| Food | -13% lower | |
| Transport | -11% lower | |
| Healthcare | 1% higher | |
| Other Costs | -46% lower | |
| Childcare | 0% higher | |
| Taxes | -45% lower |
In Costilla County, CO, modeled annual costs are $46,519 compared with $69,843 in Summit County, CO.
Overall, annual costs are lower in Costilla County, CO. The category breakdown above shows where the move creates the most room in the budget.
In this case Costilla County, CO is not a metropolitan location, while Summit County, CO is not a metropolitan location.
Use our map to visually compare multiple counties at once.
