Salary needed
A $50,000 salary in Summit County, CO would need to be about $39,760 in Mineral County, CO, or $10,240 less, to match the modeled cost ratio.
Summit County, CO vs Mineral County, CO: Cost of Living Difference
Is it cheaper?
Mineral County, CO is cheaper than Summit County, CO.
Moving to Mineral County, CO is estimated to save $14,302 per year.
Cheaper County
Mineral County, COSave about $14,302 per year.Salary needed
$50,000 in Summit County, CO is about $39,760 in Mineral County, CO.
Biggest drivers
Transport increases by $216 per year. Housing saves $7,020 per year.
Housing: $7,020 lower in Mineral County, CO
Taxes: $4,856 lower in Mineral County, CO
Childcare: about the same in both counties
Healthcare: $50 higher in Mineral County, CO
Food: $392 lower in Mineral County, CO
Transport: $216 higher in Mineral County, CO
Summit County, CO→Mineral County, CO
Equivalent salary in Mineral County, CO
$39,760
-20.48% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Summit County, CO: $129,246
Median Income in Mineral County, CO: $63,487
Living Index in Summit County, CO 54.04%
Living Index in Mineral County, CO 87.48%
This estimate matches your purchasing power (equivalent salary) when moving from Summit County, CO to Mineral County, CO.
* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.
Cost of Living Breakdown by Category
Summary
Moving from Summit County, CO to Mineral County, CO is estimated to save $14,302 per year. A $50,000 salary in Summit County, CO would have similar purchasing power to about $39,760 in Mineral County, CO. The largest savings come from housing and taxes.
This is a -20.48% decrease in modeled annual costs. Housing is $7,020 per year lower (-37.24%); Taxes is $4,856 per year lower (-30.85%).
Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.
Why this comparison matters
These notes use the actual annual cost differences between Summit County, CO and Mineral County, CO, so the page highlights the budget tradeoffs behind the total.
Affordability vs median income
Modeled annual costs equal about 54.0% of median family income in Summit County, CO and 87.5% in Mineral County, CO. This matters because a cheaper county can still feel tight if typical local incomes are also lower.
Housing
Housing is $7,020 per year lower in Mineral County, CO than in Summit County, CO. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Mineral County, CO changes their baseline budget.
Food
Food is $392 per year lower in Mineral County, CO than in Summit County, CO. Food costs affect weekly cash flow, so even a smaller annual gap in Mineral County, CO can show up quickly for households that cook most meals at home.
Transportation
Transportation is $216 per year higher in Mineral County, CO than in Summit County, CO. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Mineral County, CO.
Healthcare
Healthcare is $50 per year higher in Mineral County, CO than in Summit County, CO. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Mineral County, CO changes provider networks or plan options.
Other necessities
Other necessities is $2,301 per year lower in Mineral County, CO than in Summit County, CO. Other necessities cover everyday basics, so changes in Mineral County, CO help explain the non-housing costs that can quietly add up month after month.
Childcare
Childcare is about the same in Summit County, CO and Mineral County, CO, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Mineral County, CO, this line can swing the result even when housing or taxes look manageable.
Taxes
Taxes is $4,856 per year lower in Mineral County, CO than in Summit County, CO. Taxes affect take-home pay, so the gap in Mineral County, CO matters even if the headline salary looks similar before deductions.
What changed the most?
The following cards show the annual category differences that most affect the move to Mineral County, CO.
Biggest Cost
Largest annual cost increase when moving to Mineral County, CO
Annual Increase:
$216 per year
TRANSPORT has the largest annual increase when moving to Mineral County, CO.
Biggest Savings
Largest annual savings when moving to Mineral County, CO
Annual Savings:
$7,020 per year
HOUSING has the largest annual savings when moving to Mineral County, CO.
Breakdown of price percentages per category.
Numbers are average costs per section.
| Category | Difference | |
|---|---|---|
| Housing | -37% lower | |
| Food | -7% lower | |
| Transport | 1% higher | |
| Healthcare | 1% higher | |
| Other Costs | -30% lower | |
| Childcare | 0% higher | |
| Taxes | -31% lower |
In Mineral County, CO, modeled annual costs are $55,541 compared with $69,843 in Summit County, CO.
Overall, annual costs are lower in Mineral County, CO. The category breakdown above shows where the move creates the most room in the budget.
In this case Mineral County, CO is not a metropolitan location, while Summit County, CO is not a metropolitan location.
Use our map to visually compare multiple counties at once.
