Cost of Living in Bergen County, NJ

Modeled annual cost: $64,284.

Median family income: $150,475.

Affordability Snapshot

NJ County Median

$59,331

State Rank

4thMost expensive counties in NJ out of 21See New Jersey county rankings

Median Income

$150,475

Location Type

Metro

Biggest category:

Housing is the biggest expense in Bergen County, NJ.

$20,190 per year.

Cost breakdown

Total

$64,284

Per year

  • Housing:$20,190
  • Taxes:$13,285
  • Transport:$12,341
  • Other Costs:$7,773
  • Healthcare:$5,848
  • Food:$4,846
  • Childcare:$0

* Percentages may not add up to 100% due to rounding.

See how Bergen County, NJ compares across the country.

Explore our cost of living interactive map to compare Bergen County, NJ with multiple counties in the United States.

How WatchPennies calculates salary needed
Cost of Living in Bergen County, NJ (2026)