New Jersey Cost of Living by County

Compare annual cost of living, median household income, affordability, and major expense drivers across New Jersey counties. These estimates are based on a single adult household with no children. Cost rank for each county in New Jersey are rated from highest modeled total costs to lowest.

Counties tracked:

0Across New Jersey

Median Household Income:

$0In New Jersey

Median Annual Cost:

$0Across New Jersey

Most Expensive County:

Morris County, NJ $70,177

Most Affordable County:

Cumberland County, NJ$52,651

State National Rank

#4Most expensive state across the U.S.Out of 50 states plus D.C.

Atlantic County, NJ

Cost Rank: 20 / 21

Metro

Modeled annual cost:

$53,135

Median Household Income:

$94,662

Cost / Income ratio :

56.1%

Housing 28%

Food 8%

Transport 24%

Healthcare 11%

Other Costs 11%

Taxes 18%

Biggest category: Housing$14,880

Cheaper Alternatives:

View County Breakdown →

Bergen County, NJ

Cost Rank: 4 / 21

Metro

Modeled annual cost:

$64,284

Median Household Income:

$150,475

Cost / Income ratio :

42.7%

Housing 31%

Food 8%

Transport 19%

Healthcare 9%

Other Costs 12%

Taxes 21%

Biggest category: Housing$20,190

Cheaper Alternatives: Cumberland County, NJAtlantic County, NJ

See Los Angeles County vs Bergen County →View County Breakdown →

Burlington County, NJ

Cost Rank: 5 / 21

Metro

Modeled annual cost:

$63,865

Median Household Income:

$127,277

Cost / Income ratio :

50.2%

Housing 30%

Food 7%

Transport 22%

Healthcare 9%

Other Costs 12%

Taxes 21%

Biggest category: Housing$19,334

Cheaper Alternatives: Cumberland County, NJAtlantic County, NJ

View County Breakdown →

Camden County, NJ

Cost Rank: 17 / 21

Metro

Modeled annual cost:

$55,357

Median Household Income:

$107,664

Cost / Income ratio :

51.4%

Housing 28%

Food 8%

Transport 23%

Healthcare 10%

Other Costs 11%

Taxes 19%

Biggest category: Housing$15,593

Cheaper Alternatives: Cumberland County, NJAtlantic County, NJ

View County Breakdown →

Cape May County, NJ

Cost Rank: 19 / 21

Metro

Modeled annual cost:

$53,209

Median Household Income:

$106,504

Cost / Income ratio :

50.0%

Housing 27%

Food 9%

Transport 24%

Healthcare 10%

Other Costs 11%

Taxes 18%

Biggest category: Housing$14,304

Cheaper Alternatives: Cumberland County, NJ

View County Breakdown →

Cumberland County, NJ

Cost Rank: 21 / 21

Metro

Modeled annual cost:

$52,651

Median Household Income:

$76,482

Cost / Income ratio :

68.8%

Housing 28%

Food 8%

Transport 25%

Healthcare 11%

Other Costs 11%

Taxes 18%

Biggest category: Housing$14,496

Cheaper Alternatives:

View County Breakdown →

Essex County, NJ

Cost Rank: 14 / 21

Metro

Modeled annual cost:

$58,196

Median Household Income:

$101,256

Cost / Income ratio :

57.5%

Housing 30%

Food 9%

Transport 21%

Healthcare 10%

Other Costs 12%

Taxes 19%

Biggest category: Housing$17,239

Cheaper Alternatives: Cumberland County, NJAtlantic County, NJ

See Los Angeles County vs Essex County →View County Breakdown →

Gloucester County, NJ

Cost Rank: 11 / 21

Metro

Modeled annual cost:

$59,331

Median Household Income:

$127,695

Cost / Income ratio :

46.5%

Housing 29%

Food 7%

Transport 24%

Healthcare 9%

Other Costs 11%

Taxes 20%

Biggest category: Housing$17,145

Cheaper Alternatives: Cumberland County, NJAtlantic County, NJ

View County Breakdown →

Hudson County, NJ

Cost Rank: 2 / 21

Metro

Modeled annual cost:

$67,838

Median Household Income:

$99,378

Cost / Income ratio :

68.3%

Housing 35%

Food 6%

Transport 16%

Healthcare 8%

Other Costs 13%

Taxes 21%

Biggest category: Housing$23,988

Cheaper Alternatives: Cumberland County, NJAtlantic County, NJ

See Los Angeles County vs Hudson County →View County Breakdown →

Hunterdon County, NJ

Cost Rank: 8 / 21

Metro

Modeled annual cost:

$60,990

Median Household Income:

$166,462

Cost / Income ratio :

36.6%

Housing 28%

Food 7%

Transport 24%

Healthcare 10%

Other Costs 11%

Taxes 20%

Biggest category: Housing$17,249

Cheaper Alternatives: Cumberland County, NJAtlantic County, NJ

View County Breakdown →

Mercer County, NJ

Cost Rank: 16 / 21

Metro

Modeled annual cost:

$57,155

Median Household Income:

$124,699

Cost / Income ratio :

45.8%

Housing 29%

Food 8%

Transport 22%

Healthcare 10%

Other Costs 12%

Taxes 19%

Biggest category: Housing$16,692

Cheaper Alternatives: Cumberland County, NJAtlantic County, NJ

View County Breakdown →

Middlesex County, NJ

Cost Rank: 10 / 21

Metro

Modeled annual cost:

$59,541

Median Household Income:

$130,331

Cost / Income ratio :

45.7%

Housing 31%

Food 7%

Transport 21%

Healthcare 9%

Other Costs 12%

Taxes 20%

Biggest category: Housing$18,290

Cheaper Alternatives: Cumberland County, NJAtlantic County, NJ

See Los Angeles County vs Middlesex County →View County Breakdown →

Monmouth County, NJ

Cost Rank: 9 / 21

Metro

Modeled annual cost:

$60,751

Median Household Income:

$155,779

Cost / Income ratio :

39.0%

Housing 30%

Food 8%

Transport 22%

Healthcare 9%

Other Costs 12%

Taxes 20%

Biggest category: Housing$18,051

Cheaper Alternatives: Cumberland County, NJAtlantic County, NJ

See Los Angeles County vs Monmouth County →View County Breakdown →

Morris County, NJ

Cost Rank: 1 / 21

Metro

Modeled annual cost:

$70,177

Median Household Income:

$168,431

Cost / Income ratio :

41.7%

Housing 31%

Food 7%

Transport 20%

Healthcare 8%

Other Costs 12%

Taxes 22%

Biggest category: Housing$21,977

Cheaper Alternatives: Cumberland County, NJAtlantic County, NJ

View County Breakdown →

Ocean County, NJ

Cost Rank: 13 / 21

Metro

Modeled annual cost:

$58,501

Median Household Income:

$108,905

Cost / Income ratio :

53.7%

Housing 30%

Food 8%

Transport 22%

Healthcare 10%

Other Costs 12%

Taxes 19%

Biggest category: Housing$17,348

Cheaper Alternatives: Cumberland County, NJAtlantic County, NJ

View County Breakdown →

Passaic County, NJ

Cost Rank: 15 / 21

Metro

Modeled annual cost:

$57,257

Median Household Income:

$100,792

Cost / Income ratio :

56.8%

Housing 29%

Food 8%

Transport 22%

Healthcare 10%

Other Costs 12%

Taxes 19%

Biggest category: Housing$16,830

Cheaper Alternatives: Cumberland County, NJAtlantic County, NJ

View County Breakdown →

Salem County, NJ

Cost Rank: 18 / 21

Metro

Modeled annual cost:

$53,792

Median Household Income:

$96,968

Cost / Income ratio :

55.5%

Housing 26%

Food 9%

Transport 26%

Healthcare 11%

Other Costs 11%

Taxes 18%

Biggest category: Transport$13,962

Cheaper Alternatives: Cumberland County, NJ

View County Breakdown →

Somerset County, NJ

Cost Rank: 3 / 21

Metro

Modeled annual cost:

$64,386

Median Household Income:

$167,353

Cost / Income ratio :

38.5%

Housing 30%

Food 7%

Transport 21%

Healthcare 9%

Other Costs 12%

Taxes 21%

Biggest category: Housing$19,412

Cheaper Alternatives: Cumberland County, NJAtlantic County, NJ

View County Breakdown →

Sussex County, NJ

Cost Rank: 7 / 21

Metro

Modeled annual cost:

$62,234

Median Household Income:

$134,187

Cost / Income ratio :

46.4%

Housing 29%

Food 7%

Transport 23%

Healthcare 9%

Other Costs 11%

Taxes 20%

Biggest category: Housing$17,759

Cheaper Alternatives: Cumberland County, NJAtlantic County, NJ

View County Breakdown →

Union County, NJ

Cost Rank: 6 / 21

Metro

Modeled annual cost:

$62,892

Median Household Income:

$120,310

Cost / Income ratio :

52.3%

Housing 31%

Food 7%

Transport 20%

Healthcare 9%

Other Costs 12%

Taxes 20%

Biggest category: Housing$19,661

Cheaper Alternatives: Cumberland County, NJAtlantic County, NJ

View County Breakdown →

Warren County, NJ

Cost Rank: 12 / 21

Metro

Modeled annual cost:

$58,660

Median Household Income:

$118,994

Cost / Income ratio :

49.3%

Housing 28%

Food 8%

Transport 24%

Healthcare 10%

Other Costs 11%

Taxes 19%

Biggest category: Housing$16,620

Cheaper Alternatives: Cumberland County, NJAtlantic County, NJ

View County Breakdown →

* Some counties might be unavailable