Cost of Living in Ocean County, NJ

Modeled annual cost: $58,501.

Median family income: $108,905.

Affordability Snapshot

NJ County Median

$59,331

State Rank

13thMost expensive counties in NJ out of 21See New Jersey county rankings

Median Income

$108,905

Location Type

Metro

Biggest category:

Housing is the biggest expense in Ocean County, NJ.

$17,348 per year.

Cost breakdown

Total

$58,501

Per year

  • Housing:$17,348
  • Transport:$12,980
  • Taxes:$11,295
  • Other Costs:$6,787
  • Healthcare:$5,580
  • Food:$4,512
  • Childcare:$0

* Percentages may not add up to 100% due to rounding.

Cheaper counties in New Jersey

1Cumberland County, NJ
$52,651
2Atlantic County, NJ
$53,135
3Cape May County, NJ
$53,209
4Salem County, NJ
$53,792
5Camden County, NJ
$55,357

Popular comparisons in New Jersey

See how Ocean County, NJ compares across the country.

Explore our cost of living interactive map to compare Ocean County, NJ with multiple counties in the United States.

Use the Cost of Living Map Launch WatchPennies cost of living map
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Cost of Living in Ocean County, NJ (2026)