Cost of Living in Somerset County, NJ

Modeled annual cost: $64,386.

Median family income: $167,353.

Affordability Snapshot

NJ County Median

$59,331

State Rank

3thMost expensive counties in NJ out of 21See New Jersey county rankings

Median Income

$167,353

Location Type

Metro

Biggest category:

Housing is the biggest expense in Somerset County, NJ.

$19,412 per year.

Cost breakdown

Total

$64,386

Per year

  • Housing:$19,412
  • Transport:$13,794
  • Taxes:$13,327
  • Other Costs:$7,506
  • Healthcare:$5,580
  • Food:$4,766
  • Childcare:$0

* Percentages may not add up to 100% due to rounding.

Cheaper counties in New Jersey

1Cumberland County, NJ
$52,651
2Atlantic County, NJ
$53,135
3Cape May County, NJ
$53,209
4Salem County, NJ
$53,792
5Camden County, NJ
$55,357

Popular comparisons in New Jersey

See how Somerset County, NJ compares across the country.

Explore our cost of living interactive map to compare Somerset County, NJ with multiple counties in the United States.

Use the Cost of Living Map Launch WatchPennies cost of living map
How WatchPennies calculates salary needed
Cost of Living in Somerset County, NJ (2026)