Collier County, FL vs Taylor County, FL: Cost of Living Difference

Is it cheaper?

Taylor County, FL is cheaper than Collier County, FL.

Moving to Taylor County, FL is estimated to save $11,131 per year.

Cheaper cost of living

Cheaper County

Taylor County, FLSave about $11,131 per year.

Salary needed

$50,000 in Collier County, FL is about $39,930 in Taylor County, FL.

Biggest drivers

Transport increases by $1,164 per year. Housing saves $6,672 per year.

Housing: $6,672 lower in Taylor County, FL

Taxes: $2,346 lower in Taylor County, FL

Childcare: about the same in both counties

Healthcare: $231 higher in Taylor County, FL

Food: $1,097 lower in Taylor County, FL

Transport: $1,164 higher in Taylor County, FL

Collier County, FLTaylor County, FL
Equivalent salary in Taylor County, FL
$39,930
-20.14% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Collier County, FL: $103,778
Median Income in Taylor County, FL: $54,873
Living Index in Collier County, FL 53.26%
Living Index in Taylor County, FL 80.44%

This estimate matches your purchasing power (equivalent salary) when moving from Collier County, FL to Taylor County, FL.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Collier County, FL to Taylor County, FL is estimated to save $11,131 per year. A $50,000 salary in Collier County, FL would have similar purchasing power to about $39,930 in Taylor County, FL. The largest savings come from housing and other costs.

This is a -20.14% decrease in modeled annual costs. Housing is $6,672 per year lower (-40.82%); Other Costs is $2,411 per year lower (-36.53%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Collier County, FL and Taylor County, FL, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Collier County, FL would need to be about $39,930 in Taylor County, FL, or $10,070 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 53.3% of median family income in Collier County, FL and 80.4% in Taylor County, FL. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $6,672 per year lower in Taylor County, FL than in Collier County, FL. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Taylor County, FL changes their baseline budget.

Food

Food is $1,097 per year lower in Taylor County, FL than in Collier County, FL. Food costs affect weekly cash flow, so even a smaller annual gap in Taylor County, FL can show up quickly for households that cook most meals at home.

Transportation

Transportation is $1,164 per year higher in Taylor County, FL than in Collier County, FL. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Taylor County, FL.

Healthcare

Healthcare is $231 per year higher in Taylor County, FL than in Collier County, FL. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Taylor County, FL changes provider networks or plan options.

Other necessities

Other necessities is $2,411 per year lower in Taylor County, FL than in Collier County, FL. Other necessities cover everyday basics, so changes in Taylor County, FL help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Collier County, FL and Taylor County, FL, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Taylor County, FL, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $2,346 per year lower in Taylor County, FL than in Collier County, FL. Taxes affect take-home pay, so the gap in Taylor County, FL matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Taylor County, FL.

Biggest Cost
Largest annual cost increase when moving to Taylor County, FL
Annual Increase:

$1,164 per year

TRANSPORT has the largest annual increase when moving to Taylor County, FL.

Biggest Savings
Largest annual savings when moving to Taylor County, FL
Annual Savings:

$6,672 per year

HOUSING has the largest annual savings when moving to Taylor County, FL.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-41% lower
Food-22% lower
Transport10% higher
Healthcare4% higher
Other Costs-37% lower
Childcare0% higher
Taxes-26% lower

In Taylor County, FL, modeled annual costs are $44,138 compared with $55,269 in Collier County, FL.

Overall, annual costs are lower in Taylor County, FL. The category breakdown above shows where the move creates the most room in the budget.

In this case Taylor County, FL is not a metropolitan location, while Collier County, FL is a metropolitan location.

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Cost of living methodology and data sources
Collier County, FL vs Taylor County, FL Cost of Living (2026)